In September 2024, opening a $10,000 certificate of deposit (CD) account was a relatively easy decision to make. But what about in September 2025? Multiple rate cuts have since been issued, and ...

Every CD listed here is FDIC-insured, which means your deposits (up to $250,000 per bank) are protected. The best fit depends on two things: how long you're willing to lock up your money, and how much ...