The best rewards programs to save you money, according to a personal finance expert

Readers asked about the devaluation of rewards over time, cashback programs and which ones are really worth your time ...

Sunderland

The home of Sunderland on BBC Sport online. Includes the latest news stories, transfers, results, fixtures, video and audio.

Hull City

The home of Hull City on BBC Sport online. Includes the latest news stories, transfers, results, fixtures, video and audio.